Last updated: 12 February 2026

Welcome to Budgio.

This Privacy Policy explains how the App handles your data.

The App is designed to operate fully offline. All information you enter is stored locally on your device and never transmitted to external servers.

1. Data We Collect

The App does not collect, store, or transmit any personal information on external servers.

All data processed by the App (such as transactions, categories, settings, or notes) is stored locally on your device using secure iOS/macOS technologies (Core Data, UserDefaults).

We do not collect:

• Name, email, or contact details
• Financial or banking account information
• Device identifiers
• Location data
• Usage analytics
• Advertising data

2. How Your Data Is Used

Your data is used only to provide app functionality, including:

• Saving and displaying transactions
• Managing categories and budgets